Interessant und plausibel:
BEIJING : China’s largest banks will see near-term revenue and margin pressures on a persisting property sector downturn, higher costs and a worsening global macro outlook, analysts said, clouding growth prospects for the world’s second-largest economy.
Some of the challenges the lenders face were evident last week when five of the country’s largest state-owned banks reported annual results.
And while the banks‘ capital cushions are at comfortable levels currently, those could be impacted if asset quality worsens in the property sector or the economic recovery stutters. Their recent stock price growth could also be stunted.
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The lending rates are even lower than deposit rates, pressuring lenders‘ NIMs, they said.
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„Measures to stabilise the property market will reduce risk of contagion to the banking system, if these measures ultimately restore homebuyers‘ confidence and prop up property sales,“ said Zhu. „That said, banks will bear additional credit risks in the short term as they increase financing for the property sector.“
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„Measures to stabilise the property market will reduce risk of contagion to the banking system, if these measures ultimately restore homebuyers‘ confidence and prop up property sales,“ said Zhu. „That said, banks will bear additional credit risks in the short term as they increase financing for the property sector.“
„If“! Wenn die Massnahmen zur Stützung der Grundstückspreise nicht nur der Schönung der Bilanzen dienen, sondern auch die Nachfrage stützen. Was sie kaum können werden. Ein sehr düstres „if“. Wenn der Analyst recht hat, ist eine grössere Bankenkrise nur eine Frage der Zeit.
